Do you know what is EPF balance online? How to check PF balance online? How to check PF Account Balance without UAN Number? PF Balance Check By Sms, Online PF Balance Check By Missed Call through epfindia.gov.in etc information here we will give you.
Full name of PF?
The full name of PF is PROVIDENT FUND. Provident Fund (PF) accounts are generally set up by employers as a way for their employees to save for retirement.
What is EPF balance online?
PF balance refers to the balance in an individual’s provident fund account, a type of savings account available in India. Provident Fund (PF) accounts are generally set up by employers as a way for their employees to save for retirement. Both employees and employers contribute a portion of the employee’s salary to the account and the balance in the account is used to provide a financial cushion during retirement.
You can check your PF account balance by logging into the Employees Provident Fund Organization (EPFO) portal, which is the government agency responsible for managing PF accounts in India. You will need your Employees Provident Fund (EPF) account number and other personal details to access your account and view your balance.
It is important to check your PF balance regularly to ensure that your contributions and any interest earned are being credited to your account properly. If you find any discrepancy or any problem in your PF account, you should contact your employer or EPFO for assistance.
What is the full name of EPF balance online?
The full form of EPFO is Employees Provident Fund Organization.
What is UAN?
UAN is a 12-digit Universal Account Number used by a PF contributor to access EPFO services.
Check EPF balance online in these 4 ways
- Check PF balance online through EPFO portal
- Check PF balance online through Umang app
- Check PF balance online by missed call
- Check PF balance online via SMS
Check EPF balance online through EPFO portal
You can check your PF account balance by logging into the Employees Provident Fund Organization (EPFO) portal, which is the government agency responsible for managing PF accounts in India. You will need your Employees Provident Fund (EPF) account number and other personal details to access your account and view your balance.
1. First, employees must visit the EPFO portal (https://www.epfindia.gov.in/site_en/index.php).
check EPF balance by epfindia.gov.in portal, check PF balance online
2. On the next page, the member must click on ‘For Employees’ under the ‘Our Services’ tab.
3. Next, the member must click on the ‘Member Passbook’ which can be found under the ‘Services’ column.
4. On the next page, the member has to enter his/her UAN, password and captcha details and click on ‘Login’.
5. On the next page, the member will be able to check his/her EPF balance under the respective member ID.
Check EPF balance online through Umang app
By downloading Unified Mobile Application for New-Age Governance (UMANG) application, employees will be able to check EPF balance on mobile phones. Apart from checking EPF balance, claims can also be raised and tracked on the app. One time registration is required using member’s mobile number registered with UAN to access the application.
Let’s take a look at how you can view your historical EPF transactions through the UMANG app:
Install the application and open it on your mobile phone. Click on EPFO option.
Select “Employee Centered Services”.
On the next screen, you will find the “View Passbook” option. After clicking on it, you have to provide your UAN number and enter the one-time password (OTP) sent to your registered mobile number. Click on ‘Login’ and you will be able to view your EPF transactions including withdrawals and deposits from your current and previous employment.
Check EPF balance online by missed call
EPF members can also check their balance by giving a missed call to 011-22901406 from their registered mobile number. However, the employee’s Permanent Account Number (PAN), Aadhaar and Bank Account Number must be linked with their UAN to avail this service. If the above details are not linked with the UAN, the employee can request the employer to link them.
Miss Called for Check PF Balance 011-22901406
Check EPF balance online through SMS service
If employees have activated their UAN, they can send an SMS to 7738299899 to check their PF balance and last contribution. The format in which the SMS should be sent is EPFOHO UAN ENG. The preferred language in which the employee wants to get the details is the last three characters.
SMS for Check PF Balance 7738299899
Currently, the facility is available in Bengali, Malayalam, Tamil, Telugu, Kannada, Marathi, Gujarati, Punjabi, Hindi and English. If the employee wants PF details in Kannada, the format of SMS to be sent is EPFOHO UAN KAN. However, the employee’s PAN, Aadhaar and bank details must be linked with UAN for employees to avail these services.
How to Check EPF Balance of Private Trust
In case of EPF contribution, exempted establishment or private trust, goes to company managed trust instead of employee provident fund institution, only company managed trust can disclose employee’s PF account balance. There is no common method of checking PF balance when it comes to EPF accounts maintained with exempted entities. EPFO does not provide passbook facility for members of exempted organizations.
As per the Employees’ Provident Fund and Miscellaneous Provisions Act, 1952, some employers can operate their own PF schemes for their employees. Exempt organizations are large companies like Godrej, HDFC, Nestlé, Wipro, TCS, Infosys etc. which have in-house EPF trusts and are exempted from contributing their EPF funds to EPFO. These exempted entities can manage the EPF corpus with their own trusts. However, these trusts are expected to give higher returns than EPFO-managed funds. The same rules for EPF contribution to EPFO apply to these trusts as well.
Employees of such private trusts can check their EPF balance online in following 4 ways
1 : Check your PF Slip or Payslip: Most of the big organizations provide pay slips to their employees through internal email. Employees can check their payslip for EPF account balance. Some companies provide EPF slips in addition to salary slips. In that slip, employees can find their monthly contribution as well as their EPF account balance.
2 : Check the company’s employee portal: Most of the big companies maintain a company website where employees can log in and check their EPF account balance in the EPF section. Wipro and TCS are examples of companies that provide online facility to check one’s EPF account balance and get PF statement.
3 : Check with the HR department of the company: Employees approach the HR department of the company as it deals with the PF of the employees and is more able to provide the relevant details.
4 : Track your contributions: Employees can keep track of their monthly contributions by checking their pay slips and thus calculate the annual EPF balance. Use the interest rate prescribed by EPFO for calculating EPF interest. Keep in mind, a fixed amount (up to Rs. 1,250 per month) goes into the EPS account.
How to Check EPF balance online for Inactive Accounts
As per the notification issued by the government in November 2016, dormant accounts will also continue to earn interest and will no longer be classified as dormant. EPFO had stopped paying interest on dormant accounts since 2011. But once the new amendment comes into effect, all inactive accounts will earn interest at the rate of 8.5% per annum. The contribution will be made till you reach the age of 58 years. Date of Withdrawal whichever is earlier.
Earlier, accounts were deactivated mainly due to two reasons – cumbersome procedures involved in EPF transfer and employees preferring to open new accounts while changing jobs. The communication gap between an individual’s current and previous employer also contributes largely to this. In cases where employees are unable to track the details of their old dormant accounts, they can approach the EPFO help-desk and transfer the balance in those accounts to the current account.
