Home Loan Offer 2022 – સારા સમાચાર, ઘર ખરીદવું થયું સસ્તું! SBI-HDFC ની યોજના સાંભળીને તમે આનંદથી ઉછળી જશો

HDFC Home Loan Offer: HDFC has offered new borrowers a concessional rate of 0.20 percent or 8.40 percent interest rate. According to HDFC’s website, the festive discount offer is valid till November 30.

SBI Home Loan Offer: If you are also planning to buy a home this Diwali, there is good news for you. After the increase in the repo rate by the Reserve Bank, the home loan rate has also increased.

Leading players in the Home Loan Offer sector, State Bank of India (SBI) and HDFC Ltd. (HDFC Ltd.) has offered home loans at a discounted introductory rate of 8.40 percent under the festive offer.

Festival Home Loan Offer

A statement issued by SBI said that its home loan figure has crossed Rs 6 lakh crore. This is the highest loan given by any bank in this sector. The bank has offered festive discounts for home loan borrowers on this occasion. Under this, the bank will give a discount of 0.25 percent in interest. Thus, the interest rate for the initial level loan will be 8.40 percent.

28 lakh people took home loan from SBI

This offer given by the bank will be available till January 31, 2023. According to the bank, under the festive offer, discounts of up to 0.25 per cent on home loans, 0.15 per cent on home loans (top-line) and 0.30 per cent on loans against property mortgages will be offered. On this achievement, SBI Chairman Dinesh Khara said that more than 28 lakh people have taken home loans from the bank.

HDFC, on the other hand, has offered new borrowers a 0.20 per cent discount or concessional rate of 8.40 per cent. According to HDFC’s website, the festive discount offer is valid till November 30. Also, lower rates will be applicable to borrowers who have a ‘Credit Score’ of at least 750. HDFC said its home loan figure for the June quarter stood at Rs. 5.36 lakh crores.

List of documents required for Home Loan Offer

  • PAN card
  • Passport size photographs.
  • Proof of identity.
  • Proof of residence.
  • Last 6 months bank account statement/passbook.
  • Details of personal assets and total debts.
  • Detailed property documents.
  • Salary certificate from employer.
  • Copies of last 3 years IT returns/Assessment orders.

Bank Name

Bank Name Website Link
SBI Home Loan Click here
HDFC Home Loan Click here
BOB Home Loan Click here

Home Loan Offer

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