Thetransfer money Offline UPI Transaction Process: Today most of the people are rapidly increasing the trend of online transactions, in which people do UPI or online transactions with the help of internet from their mobiles. Many times we are in a place where mobile network or internet is not working. Where there is no internet facility, we cannot use UPI payment.
Google Pay, Phone Pay, PayTm and BHIM cannot make payments through UPI or any online payment apps or the payment is pending, therefore Reserve Bank of India has decided to approach NPCI/NPCI to resolve this problem. A UPI functionality has been introduced. Which will work even without internet connection and people will be able to transact money offline.
transfer money So in this article we will know that,
- How to make UPI payment without internet?
- How to activate UPI service?
- How to do offline UPI transaction?
- Ways to transfer payment through UPI
What is UPI ?
UPI is a new generation transaction service. The full name of UPI is Unified Payment Interface. With the help of UPI, you can send money to anyone, anywhere, anytime, through your bank account. Online payment transfer service is used for this, you can buy anything online, do mobile recharge, DTH recharge, make payment in shops, pay bus fare using UPI. Apart from this you can book railway tickets and also transact money through UPI at many places.
UPI is a single service managed by NPCI i.e. National Payments Corporation of India. ATM card transactions of all banks in India were done through this interbank transaction interface by NPCI. The UPI service was launched in India on 11 April 2016.
Mobile apps serving UPI .
- Google Pay
- Phone Pay
- Amazon Pay
- Samsung Pay
- WhatsApp Pay
- BHIM UPI
How to activate UPI service ?
It is very easy to activate UPI service, you just have to install any UPI app in your mobile and you have to create UPI ID on it. For this, you need to have an ATM card issued by the bank and a mobile number linked to your bank account, only then you can activate the UPI service on your mobile.
transfer money Useful document for activation of UPI service .
- ATM card
- Account Linked Mobile Number
- Aadhaar Number
Ways to transfer money payment through UPI.
Following are the 2 ways to transfer payment with UPI.
- Online transactions
- Offline transactions
How to transfer money make online payment with UPI ?
Follow the steps below to process online payment transaction through UPI.
- First of all, you open the UPI app.
- Then, select the service or person to pay.
- There, enter the amount to be paid.
- Enter your UPI PIN and click on the Pay option.
- Just do this and within seconds, the money sent by you will be credited to the account of your chosen person.
How to transfer money make offline payment through UPI ?
The process of doing offline UPI transaction is given below
To initiate the offline UPI transaction process, first link your bank account with UPI123 Pay.
You set UPI PIN using your debit card or credit card.
After setting PIN, user has to make payment through IVR number, RBI’s app voice and sound system or missed call.
Now you have to call the IVR number which is a one time process.
Now you have to call the phone number 0804 5163 666 from your mobile.
Then select your preferred language.
Then press 1 to transfer money.
After that select the UPI linked bank by specifying the bank name and press 1 to confirm the information.
Press 1 to send money from your mobile.
Then enter your mobile number and confirm all details.
Enter the amount you want to send, then enter the UPI PIN to authorize and complete the transaction.
This way you can use UPI payment transaction service offline without internet.
How to do offline UPI transaction with missed call?
Follow the steps below to perform an offline UPI payment transaction from a missed call.
First of all, dial the number 0804 5163 666 and make a missed call.
You will then receive a call to verify the transaction.
After that enter the UPI PIN to authorize the transaction.
This way you can use missed call to UPI payment transaction service offline without internet.
summary : Here is the information on how to make offline payments with UPI. We hope you liked this information. If you have any question in your mind, please let us know by commenting. Join our WhatsApp group and Telegram channel to keep getting such other important information.
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